EBL Two Wheeler Loan

EBL Two Wheeler loan is a loan facility for the purpose of purchasing any Brand New Motor Cycle

Features

  • Loan amount minimum BDT 50,000 – BDT 4,00,000
  • Repayment tenor maximum 60 months (up to 99k -max 36 months & Above199k – max 60 months).
  • LTV- Highest 70% of the bike price will be given as loan
  • Joint Registration (Customer & Bank)
  • First party insurance is mandatory


Target Customer

Salaried Executives, Businessman, Professional & Land Lord/Lady, Contractual Employee, Freelancer


Salaried Executives

Eligibility:

  • Age:  Min- 21Years (at the time of application) & Max-60 Years (at the  end of loan tenor)
  • Experience: Minimum 1 year of continuous experience (6 month with present employer)
  • Income: Minimum BDT 20000, Minimum 15000 for Gvt Salaried (Cash or Bank payee)

Professionals

Eligibility:

  • Age:  Min- 21Years (at the time of application) & Max-60 Years (at the  end of loan tenor)
  • Experience: Minimum 1 year of practice experience (as per license)
  • Income: Minimum BDT 25000

Businessman

Eligibility:

  • Age:  Min- 21Years (at the time of application) & Max-60 Years (at the  end of loan tenor)
  • Experience: Minimum 2 years of business experience (as per trade license)
  • Income: Minimum BDT 25000

 

Land Lord/Lady

Eligibility:

  • Age:  Min- 21Years (at the time of application) & Max-60 Years (at the  end of loan tenor)
  • Income: Minimum BDT 25000

Contractual employee

Eligibility:

  • Age:  Min- 21Years (at the time of application) & Max-60 Years (at the  end of loan tenor)
  • Experience: Minimum 2 years of continuous experience
  • Income: Minimum BDT 25000 (cash or bank payee)

Freelancer

Eligibility:

  • Age:  Min- 21Years (at the time of application) & Max-60 Years (at the  end of loan tenor)
  • Experience: Minimum 2 years of continuous work experience as per Gvt. approved  ID card
  • Income: Minimum BDT 20000 (Average of last 6 months bank reflection)

Guarantor

One personal Guarantor is required