EBL Home Credit

EBL Home Credit is a Term loan facility (EMI based) for credit worthy individuals for meeting the purpose of Renovation/Extension/Construction/Purchasing of new property.


  • Home Loan for the purpose of
    • House/flat/apartment renovation   
    • House construction    
    • Purchase of new property.   
    • Finishing work etc.   
  • Loan amount: BDT 500,000 to BDT 20,000,000
  • Repayment tenure of up to 25 years  
  • Loan to value:70% of the property value
  • Competitive interest rate
  • No Processing fee for Take over home loans from other Banks/ Financial Institutions    
  • Early full and partial settlement allowed   
  • Shortest Loan Processing Time
  • Minimal documentations
  • No hidden charges



  • Min (at the time of application)  : 25 Years
  • Max (at the end of loan tenure):
    • Salaried Segment: 65 years or retirement age whichever is earlier
    • Businessman/Professional Segment: 65 Years



Length of experience: 
  • Salaried Executives: Minimum 2 years of experience (including probation period) with 6 months employment with present employer. Applicant must have to be confirmed permanent employee at the time of application.    
  • Professionals: Minimum 3 years of practice in the profession as per BMDC/ Professional Certification    
  • Businessman: Minimum 3 years of involvement in business as per Trade License
Minimum Gross Monthly Income:
  • Minimum BDT 30,000/- Gross Monthly Salary/Income    
  • Professionals: BDT 40,000/- Per Month.
  • Businessman : Minimum BDT 50,000/- Per Month