Motor Insurance

Motor insurance policy is the best cover for car insurance in Bangladesh offering security for cars, motorbikes and all heavy vehicles.

Features

• The sum insured will be determined as per market value of the car.
• Premium is to be calculated by the insurer depending on the car value.

Comprehensive Cover:

• by fire explosion, self-ignition or lightning;
• by burglary housebreaking or theft;
• by Riot and Strike including malicious activities
• by Earthquake (Fire & Shock Damage);
• by flood, typhoon, hurricane storm, tempest, inundation, cyclone, hailstorm, frost
• by accidental external means;
• Whilst in transit by road, rail, inland waterway, lift, elevator or air

Comprehensive (Excluding Earthquake) Cover:

• by fire explosion, self-ignition or lightning;
• by burglary housebreaking or theft;
• by Riot and Strike including malicious activities;
• by flood, typhoon, hurricane storm, tempest, inundation, cyclone, hailstorm, frost
• by accidental external means;
• Whilst in transit by road, rail, inland waterway, lift, elevator or air

Comprehensive (Excluding Flood, Cyclone & Earthquake) Cover:

• by fire explosion, self-ignition or lightning;
• by burglary housebreaking or theft;
• by Riot and Strike including malicious activities;
• by accidental external means;
• Whilst in transit by road, rail, inland waterway, lift, elevator or air

Required Documents:

• Proposal form Duly filled-in and signed by the Insured
• Copy of BRTA registration
• Copy of NID

Requirements for Claim:

• Insured will notify GDIC regarding the Incident.
• Insured will issue a GD in nearest police station of incident location.
• GDIC will appoint surveyor to survey the vehicle.

Required documents:

• Claim intimation letter.
• Claim form duly filled-in and signed by Insured
• Copy of BRTA registration
• Copy of Tax token
• Copy of fitness certificate
• Driver’s statement regarding the incident
• 3 (three) different quotation from different workshop.

N.B: May require other documents depends on Cause & Nature of Loss/Damage of claim

 

Nibedita- A Comprehensive Insurance policy for Women 

Nibedita is an insurance policy providing affordable comprehensive insurance coverage to females.

Nibedita Eco

Features

• Age limit is 14-75 years
• Premium start from 55/ to BDT 158
• Sum insured 50,000/- to 2, 00,000/-
• Coverage is given in case of certain events such as accidental Death, Disability / Accidental death due to insect bites, snakes and animal bites, Death during child birth or during caesarean operation at the time of child birth, Death injury due to riot and strike, civil commotion
• Special Coverage is given for Trauma Allowance in case of Rape, Road bully, robbery, acid victim (maximum BDT 12,500)

Required Documents

• Proposal form Duly filled-in and signed by the Insured
• Copy of NID

 

Nibedita Regular

Features

• Age limit is 14-75 years

• Premium start from 595/- 5570/-
• Sum insured 1, 00,000/- to 10, 00,000/
• Coverage is provided in case of Accidental Death, Disability / Accidental death due to insect bites, snakes and animal bites, Death during child birth or during caesarean operation at the time of child birth, Death injury due to riot and strike, civil commotion
• Special Coverage is provided for Trauma Allowance in case of Rape, Road bully, robbery, acid victim (maximum BDT 25,000), Loss or damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon, flood, cyclone and earthquake (25% of the sum insured)

Required Documents

• Proposal form Duly filled-in and signed by the Insured
• Copy of NID

 

Nibedita Plus

Features

• Age limit is 14-75 years
• Premium start from BDT 10,485/- to BDT 104,810
• Sum insured 5,00,000/- to 50,00,000/-
• Coverage is provided in case of Accidental Death, Disability / Accidental due death to insect bites, snakes and animal bites Death during child birth or during caesarean operation at the time of child birth, Death injury due to riot and strike, civil commotion
• Special coverage is provided for trauma allowance in case of Rape, Road bully, robbery, acid victim (maximum BDT 25,000), Loss or damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon, flood, cyclone and earthquake (25% of the sum insured), Global Emergency Medical Evacuation, Second Medical Opinion, Health Insurance (BDT 1,00,000)

Required Documents

• Proposal form Duly filled-in and signed by the Insured
• Copy of NID

Requirements for Claims

General Required Document

• “Claim Form” duly completed in all respects and signed with seal by the insured
• Hospital Bills/Claim Bills
• Detailed statement of the Claimant
• GD Entry/Police Report, if applicable
• Doctor Certificate for accident
• Discharge Certificate from the Hospital
• Death Certificate/Post Mortem Report from the Hospital (In case of Death)
• Succession Certificate from the District Judge Court (In case of Death)

In case of Loss &/or Damage to household goods/personal effects:

• Fire Brigade Report for fire loss, if Fire Brigade attended
• GD/FIR/Policy Report in case of Riot
• Metrological Report for Lightening, Storm, Typhoon, Flood, Cyclone & Earthquake; if available  

In case of Trauma Allowance:

• GD/FIR/Policy Report in case of Rape, Road bully, robbery, acid victim

In case of Global Emergency Medical Evacuation, Second Medical Opinion & Health Insurance:

• “Claim Form” duly completed in all respects signed with seal by you and attending Doctor/Physician
• Details of accident
• Copy of Test Report and other related necessary papers
• Medical Extract obtained from the doctor/Clinical hospital
• Hospital Bill/Doctor’s Prescription/Medicine Bill with supporting papers/documents
• Original Discharge Certificate along with Paid Bills.
• Death Certificate from the hospital (If necessary)
• Copy of Official ID
• Fitness Certificate from the doctor.
• Copy of Joining report

N.B: May require other documents depends on Cause & Nature of Loss/Damage of Claim.

 

Shurokkha Allrounder

Shurokkha Allrounder provides immediate financial help in case when any medical emergency arises. It covers essential health benefits critical to maintaining your health.

Product Summary

 

Required Documents & Eligibility

• Age limit is 18-65 years

• Proposal form Duly filled-in and signed by the Insured
• Copy of NID

 

Requirements for Claim:

Hospitalization Benefit Claims

• Claim form duly filled-in and signed by the insured
• Doctor’s advice/prescription for hospital admission
• NID/Passport of the Covered Person
• Discharge certificate from the hospital
• Diagnostic test reports
• Hospital bill/ticket
• Treatment Sheet
• Any other supporting documents which may be required
• Scanned images or clear photographs should be provided of these documents

 

Outpatient Benefit Claims (Doctor Consultation/Diagnostic Test/Medicine)

• Claim form duly filled-in and signed by the insured
• Doctor Consultation
• Doctor’s prescription/Investigation report with doctor’s Name, Designation, Seal and signature
• NID/Passport of the Covered Person
• Diagnostic Test
• Doctor’s Prescription/Doctor’s recommendation for the test
• NID/Passport of the Covered Person
• Test reports (where Test Report date and Test Centre Name are clearly mentioned

 

N.B.  All the bills, prescription and required documents should have the insured person’s name written clearly and the date should be mentioned properly.

May require other documents depends on Cause & Nature of Loss/Damage of Claim.

Green Delta Protisruti

Green Delta Protisruti is a health insurance that covers day to day medical expenses of the insured. It’s a convenient insurance policy that protects an individual from unforeseen incidents associated with our health.

Required Documents & Eligibility

• Age limit is 18-65 years
• Proposal form Duly filled-in and signed by the Insured
• Copy of NID

Product Summary

Product Name	Product Summary		Net Premium	VAT (15%)	Total Price
Green Delta Protisruti	Coverage Amount: Up to BDT 20,000 Per Person Per Year		BDT 165	BDT 25	BDT 190
	Term: 1 Year
	Summary: Coverage Type	Coverage Amount (BDT)
	Yearly Hospitalization –	Up to BDT 20,000
	Accident/Disease/Surgery
	Outpatient/OPD Coverage	Up to BDT 2,000
	Waiting Period: 15 days for IPD & OPD both

 

Requirement for Claim

Hospitalization Benefit Claims:

• Doctor’s advice/prescription for hospital admission
• Doctor’s consultancy bill
• NID/Passport of the Covered Person
• Discharge certificate from the hospital
• Diagnostic test reports
• Hospital bill/ticket
• Treatment Sheet
• Any other supporting documents which may be required
• Scanned images or clear photographs should be provided of these documents

 

Outpatient Benefit Claims (Doctor Consultation/Diagnostic Test/Medicine)

• Claim form duly filled-in and signed by the insured
• Doctor Consultation
• Doctor’s prescription/Investigation report with doctor’s Name, Designation, Seal and signature
• NID/Passport of the Covered Person
• Doctor’s consultancy bill
• Member’s chief complaints or causes should be mentioned in the prescription
• Any other documents that may be required from time to time by Insurance Providers in order to process Cash claims
• Only government approved MBBS certified doctor

N.B.  All the bills, prescription and required documents should have the insured person’s name written clearly and the date should be mentioned properly.

May require other documents depends on Cause & Nature of Loss/Damage of Claim.

 

People’s Personal Accident Policy

With a low premium, People's Personal Accident Policy will provide you with financial assistance whenever you will encounter an uncertain accident.

Features

• Age Limit is 16-65 years.
• Sum-insured is limited Tk.1,00,000/- per person per year
• Premium very low –Tk.69/- per person per year.

Coverage type (Comprehensive):

• Death (within 6 calendar months of injury)
• Total permanent loss of sight of both eyes/total permanent loss of both hands/both feet/one eye and one limb/one hand and one foot, (within 6 calendar months of injury)
• Total permanent loss of sight of one eyes/total permanent loss of one hand/one foot, (within 6 calendar months of injury)
• Permanent total and absolute disablement caused by injury (within 12 calendar months of injury)

Required Documents

• Proposal form Duly filled-in and signed by the Insured
• Copy of NID

Requirements for Claim:

• Claim Intimation Letter in your official Letter Head Pad
• “Claim Form” duly completed in all respects and signed with seal by you and the attending physician.
• Doctor’s certificate on the injury / disablement
• Fitness Certificate
• Original Hospital Bill/Doctor’s Prescription/Original Medicine Bill with supporting papers/documents
• Original Discharge Certificate
• Copy of official ID duly attested
• Copy of Joining Report

In case of Death:

• Claim Intimation Letter in your official Letter Head Pad
• “Claim Form” duly completed in all respects and signed with seal
• Copy of National ID of the Deceased Person
• Copy of Official ID of the Deceased Person
• Detailed description of the accident
• Original Death Certificate/Post Mortem Report from the Hospital showing the cause of death
• Succession Certificate in original from the District Judge Court
• General Diary with original seal of the Police Station
• Police Report on the incident

N.B: May require other documents depends on Cause & Nature of Loss/Damage of Claim.

 

Travel Insurance

A travel insurance policy can protect you from a variety of unexpected circumstances while you're traveling. Whether you're looking for trip cancellation coverage to reimburse you for the costs of hotels and flights, robberies, baggage loss as well as flight delays and cancellation or if you need medical expense coverage to protect you from the extensive costs of overseas treatment and hospitalization, a travel insurance policy can drastically decrease your risks.

Features

• Age Limit is 0.5-79 years
• Premium is calculated by the insurer depending on country, age and duration
• The requirement’s for claim is dependent on settling agent

Required Documents

• Proposal form Duly filled-in and signed by the Insured
• Copy of NID
• Copy of Passport

Coverage Type & Amount

FAQ