SME LOAN
EBL Utkorsho
- Purpose of the loan: Unsecured loan facility for purchase of fixed assets & working capital
- Loan limit: BDT 20 Lac to BDT 1.5 Crore
- Tenor: 24-48 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Not required
- Repayment nature: Monthly installment
Eligibility:
- Age of client: 25-60 years
- Age of business: 4-5 years
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: Bank transactions required
EBL Startup
- Purpose of the loan: Business (startup) involved in innovation and development of new products, services, operations and technology
- Loan limit: BDT 2 Lac to BDT 1 Crore
- Tenor: 24-60 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Not required
- Repayment nature: Monthly installment
Eligibility:
- Age of client: 21-45 years
- Age of business: No minimum length of business required
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: Bank transactions not required
EBL Mukti
- Purpose of the loan: Any business purpose loan for women entrepreneurs
- Loan limit: BDT 1 Lac to BDT 1 Crore
- Tenor: 24-48 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Not required
- Repayment nature: Monthly installment
Eligibility:
- Age of client: 21-65 years
- Age of business: 2-3 years
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: No bank transaction required for loan up to 20 Lac
EBL Uddipon
- Purpose of the loan: Any purchase, construction & renovation of commercial/ residential space for rental, commercial purpose, own use
- Loan limit: BDT 10 Lac to BDT 25 Crore
- Tenor: 12-180 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Registered mortgage on land and/ or building as collateral security
- Repayment nature: Monthly installment
Eligibility:
- Age of client: 21-60 years
- Age of business: 0-3 years
- 1 personal guarantee required
- Business, Client and Guarantor related documents
- Bank transactions: No bank transaction required for rental income but applicable for business income only
EBL Fleet Financing
- Purpose of the loan: Purchase of new /re-conditioned vehicles and ocean-going vessels for business purposes, rental purposes & logistics business
- Loan limit: BDT 5 Lac to BDT 10 Crore
- Tenor: 12-84 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Not required up to 5 Crore
- Repayment nature: Monthly installment
Eligibility:
- Age of client: 21-65 years
- Age of business: 3-4 years
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: Bank transactions required
EBL Krishi Loan
- Purpose of the loan: For individual farmers/shared croppers who are directly engaged in crop cultivation
- Loan limit: BDT 10 Thousand to 1.5 Lac
- Tenor: Loan offered for one time purpose or on revolving basis
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Not required
- Repayment nature: Single shot
Eligibility:
- Age of client: 21-65 years
- Age of business: Any individual Bangladeshi farmer/ shared cropper having minimum 1 year of farming experience
- 1 personal guarantee required
- Client and Guarantor related documents
- Bank transactions: Not required
EBL Asha
- Purpose of the loan: Any business purpose loan for working capital & for purchase of fixed assets
- Loan limit: BDT 2 Lac to BDT 20 Lac
- Tenor: 3-48 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Not required
- Repayment nature: Monthly installment
Eligibility:
- Age of client: 21-65 years
- Age of business: 2 Years
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: Not required
EBL Cash Credit
- Purpose of the loan: Loan facility for working capital & meeting regular expenditure of business enterprises
- Loan limit: BDT 30 Lac to BDT 10 Crore
- Tenor: 1 Year
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Registered mortgage on land and /or building as collateral security
- Repayment nature: Revolving facility for 1 year
Eligibility:
- Age of client: 25-65 years
- Age of business: 3 years
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: Required
EBL Business Solution
- Purpose of the loan: Loan facility to purchase capital machinery and working capital
- Loan limit: BDT 30 Lac to BDT 10 Crore
- Tenor: 12-60 months
- Interest rate: Attractive rate
- Security/ Collateral/ Mortgage: Registered mortgage on land and /or building as collateral security
- Repayment nature: Monthly installment
- Terminating loan facility ( EMI based)
- Registered mortgage on land and/ or Building as collateral security
Eligibility:
- Age of client: 25-65 years
- Age of business: 3 years
- 2 personal guarantees required
- Business, Client and Guarantor related documents
- Bank transactions: Required
EBL E-Loan /E-Cash
- Purpose of the loan: Cash collateral backed overdraft/ term loan for any legitimate business purpose
- Loan limit: BDT 50 Thousand to BDT 10 Crore
- Tenor: 12-60 months
- Interest rate: FD Rate + 3% p.a.
- Security/ Collateral/ Mortgage: Not required
- Repayment nature: EMI/ Revolving for 1 year
Eligibility:
- Age of client: 18-70 years
- Age of business: No business experience & income required
- Guarantor: Not required
- Documents: Client related documents
- Bank transactions: Not required
