EBL Women's Loan
EBL Women's Loan is any purpose unsecured EMI based loans for women's to start business facility for any legitimate purpose for the salaried & professional female personnel.
Best for you if you are-
- Salaried Women, Professional Women, Land lady
- Searching for any unsecured lifestyle loan (EMI based)
Loan Amount:
- Minimum: BDT 1,00,000
- Maximum: BDT20,00,000
Note: DBR must be supportive with income and EMI as per income assessment guideline
Age of Applicant:
Minimum: 22 years;
Maximum:
- Salaried Segment: 60 years
- Professional & Landlady Segment: 65 years
Length of Service:
Permanent Salaried Executive:
- Minimum 1 year continuous service Length and 6 month with present employer;
Professional: 1 year of practice;
Income (Minimum):
Minimum Gross Monthly Income:
- Minimum fixed income required is BDT 15,000/- for teachers
- Minimum Net Monthly Income (NMI) BDT 20,000/- for Salaried Executive
- Minimum Net Monthly Income (NMI) BDT 30,000/- for Professionals & Landladies
- Net Monthly Income for non-categorized company employees to be considered BDT 30,000/-
Tenor: 12, 24, 36, 48 & 60 months (irrespective of loan amount)
Fees: 1% of the loan amount. Related Prevailing Fees will be charged.
Partial Payment: Any point of time;Minimum 30% payment of outstanding;
Early Settlement: Any point of time; Related Prevailing Fees will be charged.
Personal Guarantor: 1 personal guarantor required (Spouse Guarantor is preferred)
Reference: 2 references will be required
Joint Application: Spouse only;Total gross monthly income of Principal & Joint Applicant should be minimum BDT 30,000 per month
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