EBL Two Wheeler Loan
Two Wheeler loan is a Bike Loan facility for the purpose of purchasing any Brand New MotorCycle.
Features
- Loan amount minimum BDT 50,000 – BDT 4,00,000
- Repayment tenor maximum 60 months (up to 99k -max 36 months & Above199k – max 60 months).
- LTV- Highest 70% of the bike price will be given as loan
- Joint Registration (Customer & Bank)
- First party insurance is mandatory
Target Customer
Salaried Executives, Businessman, Professional & Land Lord/Lady, Contractual Employee, Freelancer
Salaried Executives
Eligibility:
- Age: Min- 21Years (at the time of application) & Max-60 Years (at the end of loan tenor)
- Experience: Minimum 1 year of continuous experience (6 month with present employer)
- Income: Minimum BDT 20000, Minimum 15000 for Gvt Salaried (Cash or Bank payee)
Professionals
Eligibility:
- Age: Min- 21Years (at the time of application) & Max-60 Years (at the end of loan tenor)
- Experience: Minimum 1 year of practice experience (as per license)
- Income: Minimum BDT 25000
Businessman
Eligibility:
- Age: Min- 21Years (at the time of application) & Max-60 Years (at the end of loan tenor)
- Experience: Minimum 2 years of business experience (as per trade license)
- Income: Minimum BDT 25000
Land Lord/Lady
Eligibility:
- Age: Min- 21Years (at the time of application) & Max-60 Years (at the end of loan tenor)
- Income: Minimum BDT 25000
Contractual employee
Eligibility:
- Age: Min- 21Years (at the time of application) & Max-60 Years (at the end of loan tenor)
- Experience: Minimum 2 years of continuous experience
- Income: Minimum BDT 25000 (cash or bank payee)
Freelancer
Eligibility:
- Age: Min- 21Years (at the time of application) & Max-60 Years (at the end of loan tenor)
- Experience: Minimum 2 years of continuous work experience as per Gvt. approved ID card
- Income: Minimum BDT 20000 (Average of last 6 months bank reflection)
Guarantor
One personal Guarantor is required