EBL Kotipoti Scheme
Becoming a Kotipoti-is now just a matter of time!
EBL Kotipoti Scheme is a monthly Savings Scheme with flexible long term tenure that gives you maturity Value of BDT 1 (one) Crore-with monthly installments as low as BDT 18,400.Best for you if you
- Want to go for mid to long term savings
- Want attractive Rate
- Want to be a Kotipoti after a fixed tenure
Features
- Choose from seven different tenures- from 5 to 20 years
- One Person can open More than one "EBL Kotipoti Scheme"
- Reduced monthly installments
- Automatic realization of monthly installments
- Maximum 90% Loan facility against EBL Kotipoti Scheme
- In case of Early encashment, Interest forfeiture will be as below:
- Closed Before One Year – No Interest will be provided
- Closed After one Year but before three Year- Interest at Savings Rate
- Closed After 3 Year- 2% less than EBL Kotipoti Scheme Rate
The below Maturity Value Table shows the different installment amounts on available tenures:
Initial Amount | 1 Lac | |
---|---|---|
Year | Installment | Maturity Amount |
5 |
136,000 |
One Crore |
8 |
76,200 |
|
10 |
56,300 |
|
12 |
43,300 |
|
15 |
30,500 |
|
18 |
22,300 |
|
20 |
18,400 |
Note:
- Above Monthly Installments are based on prevailing interest rate, and will change with rate change
- Maturity value is subject to proper and regular payment of the prescribed monthly installments
- Maturity Amount showed here is subject to income tax and/or other levies.
Eligibility
- Minimum Age: 18 years
- Citizen of Bangladesh